Home Warranties
Howard Hanna Insurance Services always recommends that homeowners purchase home warranties to protect themselves in the event of unexpected (but often inevitable) high-cost repairs. 2-10 Home Buyers Warranty® offers several warranties and agreements to benefit not only current or soon-to-be homeowners, but also home sellers and builders.
Systems & Appliances Service Agreements
This type of agreement helps to protect homeowners against unexpected expenses by covering the costly repair or replacement of major home systems and appliances, including parts and labor. Home sellers often purchase this agreement while their home is on the market, as it’s considered an added bonus for prospective buyers. Service agreements for protected systems and appliances go into effect when their workmanship coverage or manufacturer warranties expire.
Protected systems include:
- Plumbing
- Furnace
- Air conditioner / Freon split system
- Hot water heater
- Electrical panel / wiring
- Roof
- Refrigerator
- Oven
- Dishwasher
- Built-in microwave
- Disposal
- Trash compactor
- Washer and dryer
Structural Warranties
2-10 Home Buyers Warranty® offers several forms of coverage to builders, ensuring their protection and increasing their homes’ values. The warranties help to protect new construction homeowners by covering qualified physical damage or defects to load-bearing elements of their home.
Home builder warranties include:
- 2-10 Home Buyers Warranty ® Structural Warranty
- Manufactured and Modular Home Warranty programs
- Strategic insurance alliances
- Light Commercial Warranty
- Remodeler’s Home Improvement Warranty
- Construction Lender Warranty
- New Construction System and Appliance Home Service Agreement
Covered load-bearing components include:
- Floor framing
- Columns
- Beams / girders
- Footings and foundation systems
- Load-bearing walls and partitions
- Roof framing systems
The Structural Warranty must be purchased by a 2-10 Home Buyers Warranty® builder member. If you are buying a home from a home builder, recommend your builder to 2-10 Home Buyers Warranty®.
Certain items and events are not covered through the Systems & Appliances Service Agreement and Structural Warranty. For specific coverages and exclusions, refer to your service agreement or warranty, or contact 2-10 Home Buyers Warranty® directly.
